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Only available for clients
$9
per month
Manage low client payment volumes and set up basic approval workflows
Automatic two-way sync with:
- Streamline invoice processing with Plooto Capture (OCR)
- Set basic approval workflows with 1 designated approver
- Invite and collaborate with an unlimited number of clients and users
- Conduct up to 5 domestic transactions per month from 1 connected bank account
- Use your commercial credit card to pay vendors via ACH, EFT, or cheque with Pay by Card
- Send international payments with competitive exchange rates
- Accept payments with Pre-Authorized Debits (PAD) and credit card
Grow
Starting from
$32
per month
Scale payment and approval operations, create custom workflows
Automatic two-way sync with:
- Streamline invoice processing with Plooto Capture (OCR)
- Set custom approval workflows with multiple rules and unlimited approvers
- Connect and transact from an unlimited number of bank accounts
- Conduct unlimited domestic transactions per month
- Use your commercial credit card to pay vendors via ACH, EFT, or cheque with Pay by Card
- Send international payments with competitive exchange rates
- Accept payments with Pre-Authorized Debits (PAD) and credit card
- Save on transactions with optional payment packages
Pro
Starting from
$99
per month
Implement complex payment operations with advanced controls
Automatic two-way sync with:
Everything on Grow, plus:
- Set controls on who can make changes to payment methods
- Manage user access with single sign-on (SSO)
- Access priority customer support
- Set controls on who can make changes to approval rules
- Automatically sync with Oracle NetSuite (available as an additional add-on)
Compare features
Payables
Go
Grow
Pro
Domestic EFT and EMT payments
$1
$0.50
$0.50
ACH payments
$1
$0.50
$0.50
Payment packages
Save on domestic payments with an optional payment package add-on - enjoy 50, 100, or 250 discounted transactions for one fixed monthly cost.
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Optional packages available
Optional packages available
Domestic and ACH transaction limit
The standard maximum amount per transaction is $1M.
$5,000
Standard limits apply
Standard limits apply
Domestic and ACH transaction cap
The maximum number of transactions you can conduct per billing cycle. There are no caps on check, credit card, or international transactions.
5
Unlimited
Unlimited
Cross-border payments
$19
$10
$10
Competitive foreign exchange rates
Support for 40+ countries
Support for 40+ countries
Support for 40+ countries
Foreign exchange transfers fees
Excludes fees on non-foreign exchange, cheque, and same-currency transactions. Industry and discretionary rates apply, and are subject to change. Review a complete conversion cost estimate when payment is created or by using our foreign exchange calculator.
$19
Waived
Waived
Pay by Card
Pay vendors with your commercial credit card, and they’ll receive payment via EFT, ACH, or check.
2.9%
2.9%
2.9%
Pay by Card transaction limit
Up to $10,000 per transaction, or your credit card's transaction limit (if lower).
$10,000
$10,000
$10,000
Paper cheques
$12
$6
$4
CRA payments
$5
$3
$3
CRA transaction limit
$25,000
$25,000
$100,000
Other transaction limits
The standard maximum amount for cheque, credit card, or international transactions is $1M.
Standard limits apply
Standard limits apply
Contact us
Connected bank accounts
1
Unlimited
Unlimited
Plooto Instant accounts
Send and receive faster payments that clear in 1-2 business days with this pre-funded account, available in USD and CAD, at no additional cost.
1
Unlimited
Unlimited
Post-dated payments
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Payables status reporting
Plooto Capture (OCR)
Email or upload your invoices, bills, expenses, and supplier credits to automate data entry and eliminate errors.
Mass Pay
Upload a templated spreadsheet with payee and payment details to send multiple payments simultaneously.
Receivables
Go
Grow
Pro
Accept credit cards
2.9%
2.9%
2.9%
Pre-Authorized Debits (PADs)
One-time and recurring payment requests
Payment request tracking
Receivables reporting
Approvals & Controls
Go
Grow
Pro
Approval workflows
Basic
A single payment approval rule for all payments with one designated approver.
Custom
Unlimited payment approval rules with multiple approvers on specific bank accounts or payment amounts.
Custom
Unlimited payment approval rules with multiple approvers on specific bank accounts or payment amounts.
Approval rules
1
Unlimited
Unlimited
Designated approvers per rule
1
Unlimited
Unlimited
Clients and users
Unlimited
Unlimited
Unlimited
Custom user permissions
Information change notifications
Payment preferences
-
Payment audit trail
-
Controls on payment method changes
Safeguard against unauthorized changes and elevate security by requiring approval(s) for modifications to contact payment details.
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Controls on approval rule changes
Safeguard against unauthorized changes and elevate security by requiring approval(s) for modifications to approval rules.
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Reconciliation
Go
Grow
Pro
Automatic two-way sync
Automated contact import
QuickBooks Online integration
Xero integration
QuickBooks Desktop integration
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Oracle NetSuite integration
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Available as an additional add-on
Security & Support
Go
Grow
Pro
End-to-end TDS and SSL encryption
Multi-factor authentication (MFA)
Email support
Phone support
Live chat support
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Priority Customer Support
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Dedicated phone channel
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Dedicated senior specialists
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Priority escalation resolution SLAs
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Single sign-on (SSO)
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